Perfect Pensions IFA - The Pension and Investment Specialist Welcome
to Perfect Pensions Limited. My name is Ian Burns and I’m
the Director of the company. I consider myself to be an
investment specialist and these skills are equally
applicable to pension and investment planning.
I’m also
qualified to offer specialist ‘options at retirement’ advice
in the run up to retirement and beyond, such as drawdown and
annuities. If you would like to view my specialist options
at retirement site, please click on the link
www.dripfeeddrawdown.co.uk
This features the innovative ‘Dripfeed Drawdown’ where tax
free cash and taxable income can be combined to provide a
monthly income. If you would like to receive an ‘Options at
Retirement’ booklet, I’d be happy to email it to you.
I believe there are very real benefits to be had
by using the services of a small business and hopefully you
might agree. I’m in a position to offer high quality
standards at all stages of the advice process and continuity
of advice. I use the services of Simply Biz for technical
and compliance support and Perfect Pensions is directly
regulated by the Financial Services Authority.
The first appointment is always free and without
obligation and I should then be in a position to quote for
any work that may be required. Most of my clients have
chosen to pay a fee for the initial advice although payment
can also be made by initial commission. If you choose to pay
a fee then Perfect Pensions will take no initial commission
and the investment you receive will typically be higher.
Most of my fee paying clients pay no initial charges on
their investments. My fees are £90 per hour for general
financial planning and £130 per hour for ‘options at
retirement’ work. This is very competitive in the IFA market
and clients benefit from my comparatively low overheads and
specialisation in the investment and pensions area.
I do a lot of ongoing research in the investment
market and this is beneficial with both investment and
pension portfolios. This includes seminars, meetings with
fund managers, liaison with fund manager representatives,
Asset TV and Morningstar. I build and maintain my own risk
rated model portfolios and would be happy to run through
these with you. These can of course be adapted to meet your
individual needs. I also work with a number of experienced
investor clients who like to have some input in the choice
of funds. If you have existing pension and investment
portfolios I would be happy to advise on these both now and
in the future.
In addition to pensions and investments, I’m also
happy to provide advice on protection matters such as life
assurance and protection of income in case of ill health.
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Ian Burns, Director of Perfect Pensions |