Perfect Pensions IFA - The Pension and Investment Specialist

 Welcome to Perfect Pensions Limited. My name is Ian Burns and I’m the Director of the company. I consider myself to be an investment specialist and these skills are equally applicable to pension and investment planning. I’m also qualified to offer specialist ‘options at retirement’ advice in the run up to retirement and beyond, such as drawdown and annuities. If you would like to view my specialist options at retirement site, please click on the link www.dripfeeddrawdown.co.uk This features the innovative ‘Dripfeed Drawdown’ where tax free cash and taxable income can be combined to provide a monthly income. If you would like to receive an ‘Options at Retirement’ booklet, I’d be happy to email it to you.

 I believe there are very real benefits to be had by using the services of a small business and hopefully you might agree. I’m in a position to offer high quality standards at all stages of the advice process and continuity of advice. I use the services of Simply Biz for technical and compliance support and Perfect Pensions is directly regulated by the Financial Services Authority.

 The first appointment is always free and without obligation and I should then be in a position to quote for any work that may be required. Most of my clients have chosen to pay a fee for the initial advice although payment can also be made by initial commission. If you choose to pay a fee then Perfect Pensions will take no initial commission and the investment you receive will typically be higher. Most of my fee paying clients pay no initial charges on their investments. My fees are £90 per hour for general financial planning and £130 per hour for ‘options at retirement’ work. This is very competitive in the IFA market and clients benefit from my comparatively low overheads and specialisation in the investment and pensions area.

 I do a lot of ongoing research in the investment market and this is beneficial with both investment and pension portfolios. This includes seminars, meetings with fund managers, liaison with fund manager representatives, Asset TV and Morningstar. I build and maintain my own risk rated model portfolios and would be happy to run through these with you. These can of course be adapted to meet your individual needs. I also work with a number of experienced investor clients who like to have some input in the choice of funds. If you have existing pension and investment portfolios I would be happy to advise on these both now and in the future.

 In addition to pensions and investments, I’m also happy to provide advice on protection matters such as life assurance and protection of income in case of ill health.